writing an Informative Essay|Homework help

Posted: January 28th, 2023

Informative Writing: Prewriting and Outlining

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To continue your quest, you will further your understanding of the stages of writing. You will begin another writing project and learn to inform on a subject drawn from your course of study. To begin the stages of writing, you will again write an outline that is the pre-writing of your Informative Essay.

This week, your quest continues as you apply your knowledge of the writing stages to the assignments for the second theme of the course: Writing to Inform. You will start at the initial stage of writing again and complete the prewriting and outlining for this essay. Draw on the wisdom and experience you have acquired in order to further develop your academic writing skills.

The purpose of writing an Informative Essay is to provide information and explain a concept. The purpose is not to give a personal opinion or tell a story.

Here are more heroes who use their experience for good:

· Dr. Margaret Chan, Director General of the World Health Organization, successfully led the response to the H5N1 flu outbreak in 1997 and SARS outbreak of 2003 in Hong Kong.

· Bono, leader singer of the band U2, is also an activist who used his platform to create the organizations ONE (organization committed to end extreme poverty) and RED (organization committed to raising awareness of about the AIDS crisis).

Assignment Instructions


The purpose of your essay is to inform the reader about a topic within your discipline. Identify and explain how a concept, subject, or experience within your discipline drives your academic and career interests. You must choose your subject from your discipline.

Remember: The purpose of an Informative Essay is to provide information and explain a concept. In this assignment, you are not persuading or trying to convince your reader of something. Ask yourself:  What does my reader need to know?

This week, you will start with the outline for the Informative Essay. Find at least one peer-reviewed, academic article from the Capella library to use to support your topic.

Include the following:

· Create an outline for your Informative Essay.

· Select a scholarly library article relevant to a chosen Informative Essay topic.

. List the article at the end of your outline on a separate Reference Page

. Credit the author of the article within the outline.

· Apply the standard writing conventions for the discipline, including structure, voice, person, tone, and citation formatting.

· Apply proper formatting, including a title page, correct margins, font, and spacing.

· Produce text with minimal grammar, usage, spelling, and mechanical errors.

Format your final draft in full and proper APA style. For instructions and examples related to APA document formatting, please refer to the APA Section of the Hacker handbook, pages 254–63, the  Evidence and APA  guidance in the Writing Center, and  Academic Writer .

Assignment Requirements

Your paper should meet the following requirements:

· Written communication: Ensure written communication is free of errors that detract from the overall message.

· Standard formatting: Follow APA formatting for creating a document, including title page. An APA sample paper is located on pp. 251–254 of the Hacker Handbook.

· Length: Submit one double-spaced page.

· Font and font size: Use Times New Roman, 12-point font.

Use the  Developing an Outline [PDF]  provided as a resource to guide you as you develop your outline.

In addition to the Scoring Guide, your faculty member may also use the  Writing Feedback Tool  to provide you with feedback on your assignment related to writing.

Link: https://leocontent.umgc.edu/content/umuc/tus/finc/finc331/2228/modules/finc330/m2-



UMGC Module 2: Financial Securities


The Time Value of Money



The Time Value of Money

Arguably, the time value of money concept is the most fundamental concept in the study of

finance. It basically states that a dollar received today is worth more than a dollar received

tomorrow. The underlying reason for this statement is that it is assumed that the dollar received

today can be invested and earn some interest before the dollar received tomorrow, whereas the

dollar to be received tomorrow obviously cannot earn interest today. Logically, this means a

dollar to be received in the future must somehow be discounted, or adjusted in value, to be

financially comparable to a dollar received in the present.

Extrapolating on this principal, logically, if we are to compare the expected return of alternative

projects, strategies, and investments over varying periods of time, we must first convert all the

dollars received at the various times in the future back to their present-day value. This process is

called present value.

Alternatively, we could achieve the same desired comparable results by moving all the dollars

received at various times out to some common future date. This process is called future value.

Only when the alternative investment cash flows are compared in dollar values of the same date

is the financial evaluation of alternative returns meaningful.

The Concept of Compound Interest and Future Value

Although most financial analysis is conducted from the perspective of present value, we will

begin our discussion of the time value of money concept with future value because it is easier to

understand. We start by considering the term compound interest. It occurs when the interest paid

on an investment during the first period is added to the principal, and during the second period

interest is earned on both the principal and the prior period interest.

There are three methods of calculating compound interest—longhand, equation, and financial

tables. Using the following scenario, we’ll go through each method. Consider $100 invested for

three years earning compounded interest at an annual rate of 6% per year.



1. Longhand—This method can be tedious, especially if you’re calculating the compound

interest over 10 or 20 years.

Beginning of

year 1 = $100 = $100.00

End of year 1

(FV1) = $100 + $100(.06) = $106.00

End of year 2

(FV2) =

[$100 + $100(.06)] + [$100 + $100 (.06)] (.06)

or $106.00 + $106 (.06) =



End of year 3

(FV3) = $112.36 + $112.36 (.06) = $119.10

The above mathematical progression can be generalized into the following formula for

calculating the compound or future value (FV) on any present value (PV) amount given

these two variables, the discount rate per period (i) and the number of periods (n).

2. Compound interest or future value equation—This method is much cleaner and

quicker than the longhand method.

FVn = PV(1 + i)n


FVn = future value at the end of n periods

PV = present value, or the original amount, deposited at the beginning of


n = number of periods of compounding = 3

i = interest rate per period = 6%

Please note that in the generalized formula, we specifically used the term periods and not

years because mathematically the general formula derived applies for any given period of

time (years, quarters, weeks, or days). Financially, we typically see compounding

annually, semiannually, or quarterly.

3. Financial tables—You can find these future value (compound sum of $1) tables at the

back of your textbook. They may make compounding interest easier than do the other

two methods.

Also note that the (1 + i)n factor in the tables will work for any amount PV. Simply

multiply the amount by the factor (l + i)n. Given this relationship, financial tables can be

constructed for all reasonable combinations of interest rate per period and number of

periods. We recommend that you look at financial tables for the compound sum of $1 for

various interest rates and periods.



If you check the table for the interest rate of 6% for years 1, 2, and 3, you will find the

following factors:


The stages of writing an informative essay typically include:

  1. Research and gather information on the topic
  2. Create an outline to organize the information and structure the essay
  3. Write a draft of the essay, including an introduction, body paragraphs, and conclusion
  4. Revise and edit the draft for clarity, coherence, and correctness
  5. Proofread the final version for any grammar or spelling errors

It’s important to keep in mind that these stages are not always linear and may overlap or be repeated as needed. Additionally, it’s always helpful to get feedback from others throughout the writing process.

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